- Buy your holiday today and pay it off over time.
- No deposit required with no penalty if you pay out your plan earlier.
- Up to 12 months Interest Free available.
- Book your holiday today with nothing to pay
- Pay back over time, interest free
- No interest ever on Zip Pay deposits under $1,000
- Option to pay your balance with Zip Money to enjoy 12 months interest free
- Easy 3 minute application (you'll be surprised at how quick and simple the process is!)
With any of these plans, you won’t pay any interest, provided you pay the full balance of the purchase before the end of the plan.
You need to make a minimum payment each month.
Remember, paying only the minimum will not pay out the balance of the plan but you have the flexibility to make extra payments at any time.
|12 months interest free^||$250 minimum spend|
Then find your dream holiday now and travel with interest free payment plans!
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- Gem Visa's 0% Interest Payment Plans allow you to purchase your dream holiday now with longer to pay, using flexible payment options catered to suit your budget
- You can also use your Gem Visa as an everyday credit card. Shop with ease - anywhere, anytime
- To find out more about 0% Interest Payment Plans, visit Gem Visa
^ Available to approved customers only. Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan. A $99 annual fee for Gem Visa applies. At the end of the plan, interest will be charged at 24.99%. This notice is given under the Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Also available to CreditLine, GO MasterCard and Buyer’s Edge customers. Other conditions, fees and charges apply, see relevant product websites for details. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145.
Zip is a reusable account that lets you book your holiday now and pay it off over time.
Apply and get a decision in minutes! Once approved, shop up to your account limit then set flexible repayments to suit your needs - interest free.
Choose from weekly, fortnightly or monthly payments, and pay any amount you like as long as they meet the monthly minimum for your account. Payoff your holiday within the interest free period and you won't pay any interest.
|Zip Pay||Zip Money|
|Account limit||Under $1,000||Over $1,000|
|Interest free period||0% always||0% interest for 12 months|
|Establishment fee||$0||$0 - $99|
|Minimum repayments||$40/month||From $40/month|
|Account fee||$6/month waived if you have no balance|
*Minimum monthly repayments are required. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest free period. Any balance outstanding at the expiry of the interest free period for the purchase will be charged interest at the contractual rate, currently 19.9%. A $6 monthly account fee applies. A one-off establishment fee may apply. Available to approved applicants only. Terms & Conditions apply and are available on application. See your contract for further details. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878).
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